FHA Secure Refinance


FHA Secure Refinance

This program was designed to help homeowners into fixed rate mortgages through the FHA in order to reduce their monthly mortgage payments and to eliminate the chance their mortgage payments will increase in the future.

In recent years, many borrowers have been put into adjustable rate mortgages (ARM’s), deferred interest mortgages (called “Option ARM’s”), and subprime mortgages with false promises of the initial mortgage payments would be low. Now, many of those mortgages are adjusting into much higher monthly payments. This obviously makes it difficult for homeowners to continue making payments.

We can help you find out if you qualify to refinance your adjustable rate mortgage into a fixed mortgage with no out of pocket closing costs. We will work to find you a lender who might be able to refinance your home into a lower monthly payment. You should also be assured that your monthly principle and interest payments will never increase.



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