About the FHA


About The FHA

An FHA Loan is a Mortgage Loan insured by the Federal Housing Administration and issued to federally qualified lenders.

Throughout their history, FHA loans have allowed Americans with lower income and less than stellar credit to borrow the money they need to purchase a home they may not be able to afford otherwise.

The FHA program came to be during the Great Depression. The rates of foreclosures and defaults rose so sharply the program was intended to provide lenders with sufficient insurance.

With the proliferation of private mortgage insurance (PMI) companies, FHA now primarily serves those who cannot afford a standard down payment or don’t qualify for PMI insurance.



OWN YOUR HOME IS YOUR MORTGAGE FACILITATOR,
CONTACT US TODAY TO GET STARTED!


GET STARTED